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5 rules to help you avoid credit card debt

5 rules to help you avoid credit card debt

Congratulations on climbing your way out of the credit card debt trap, a difficult one to sidestep. But here’s an unfortunate truth: For as long as you carry a credit card, you carry the risk of falling back into debt. Here are five rules that can help you avoid...
Pay off credit card debt without refinancing

Pay off credit card debt without refinancing

Sometimes, refinancing to pay off credit card debt isn’t the best option. If you have a bad credit history, you might not qualify for a balance transfer credit card or credit card refinancing loan. If your credit card debt is high but not that high, going through the...
Five mistakes to avoid when paying off credit cards

Five mistakes to avoid when paying off credit cards

Paying off credit card debt, much like refinancing credit card debt, requires a huge amount of self-discipline. You want to make sure you’re paying it off without creating more debt, increasing interest, and falling back into debt. So what mistakes should you avoid...
Choose the best credit card refinancing option

Choose the best credit card refinancing option

Here’s some good news if you’ve been struggling to pay off that mountain of credit card debt. Instead of worrying about staying on top of those ever-increasing monthly payments, you can refinance your credit card debt to help you pay it off faster and save thousands...
Using credit card refinancing loans to pay off debt

Using credit card refinancing loans to pay off debt

Remember the holidays? The expenses quickly piled up: presents for the kids, the new tree, holiday parties, and airfare to your parents’ house across the country. With your mountainous credit card debt, you barely made it through. You worry that if you don’t reconcile...
Using balance transfer credit cards to pay off debt

Using balance transfer credit cards to pay off debt

It’s that time again — your credit card statement has come in. Your heart sinks because you know you’re going to be stuck with getting these statements for a long, long time. You’ve racked up credit card debt. A lot of it. There is some good news, though. Refinancing...