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Credit counseling: What is it, and do you need it?

Credit counseling: What is it, and do you need it?

Millions of Americans face debts they struggle to pay down. But help is available in the form of credit counseling, and it can benefit just about anyone. So, here’s how credit counseling works. The basics of credit counseling Credit counseling services are...
How to become debt-free on a low salary

How to become debt-free on a low salary

Being in debt is stressful, especially if you’re on a salary that barely covers your other regular expenses. However, it is possible to get out of debt on a low salary. Just like any other trying financial situation, becoming debt-free with a smaller income requires...
6 ways to tackle credit card debt

6 ways to tackle credit card debt

It’s not inherently bad to carry some debt. If you own a car or a house or you went to college, chances are you’re paying off a loan. Mortgages, car loans and college debt are often considered “good” debt. Your residence may grow in value, your vehicle transports you...
Diving deeper into debt: How much is too much?

Diving deeper into debt: How much is too much?

If you’re like a majority of Americans, you carry some (or a lot) of debt. The average amount of debt per American adult is $38,000, excluding home mortgages. That’s a lot of debt! Most of it is concentrated in credit cards, student loans, and car loans. But being in...